Opportunity Zones Give Investors New Opportunities to Diversify, Cut Taxes and Profit
By MELINDA KIBLER (CFP®), Enrolled Agent (EA)

eHezi Economic Development, Finance, History, Law, National Leave a Comment

Act by December 31, 2019 to Get Full Tax Benefits Taxpayers have a unique opportunity in 2019, thanks to the new Opportunity Zones program. It offers valuable tax breaks to investors who reinvest capital gains in projects designed to bolster economically struggling communities. You can reduce your taxes, potentially make a long-term profit and help the targeted areas. Under the …

eHeziOpportunity Zones Give Investors New Opportunities to Diversify, Cut Taxes and Profit
By MELINDA KIBLER (CFP®), Enrolled Agent (EA)

Standing With Venezuela
By LARRY M. ELKIN, CPA, CFP®

eHezi Campaign Trail, Governance, History, International, Law, People, Politics Leave a Comment

FORT LAUDERDALE, FL — February 1, 2019 — Ten days ago, when Vice President Mike Pence published an op-ed in the Wall Street Journal under the headline “Venezuela, America Stands With You,” I set it aside as the basis for a blog post – with the additional notation, “but how?” I got my answer, or at least some of it, …

eHeziStanding With Venezuela
By LARRY M. ELKIN, CPA, CFP®

Don’t Buy Critical Illness Insurance
LARRY M. ELKIN, CPA, CFP®

eHezi Finance, Law, National Leave a Comment

It’s More Like a Lottery Ticket Than Serious Insurance Critical illness insurance, also sometimes called catastrophic illness insurance or “dread disease” insurance, has boomed in recent years. Offered as an optional benefit by many employers, it’s designed to supplement traditional health insurance if you develop certain serious illnesses or health conditions, such as cancer, a heart attack or a stroke. …

eHeziDon’t Buy Critical Illness Insurance
LARRY M. ELKIN, CPA, CFP®

Keep Calm When the Stock Market Plunges; It Can Create Opportunity
By PAUL JACOBS (CFP®)

eHezi Finance, History, International, National Leave a Comment

Investors can get queasy when the stock market plunges. But there’s a bright side. During a downturn, stocks are on sale. The recent drop—and inevitable future plunges—can provide opportunities that investors have not seen for quite some time. The key is to keep calm during downturns and stick to your long-term investment plan. It’s important to keep your head during …

eHeziKeep Calm When the Stock Market Plunges; It Can Create Opportunity
By PAUL JACOBS (CFP®)

Is Your Universal Life Insurance Policy about to Crash? What to Do If It Is.
By SHOMARI HEARN (CFP®) (EA)

eHezi Archives Leave a Comment

If you’re stuck with a failing universal life insurance policy, what should you do? People who bought these policies in the 1980s and ‘90s are now often stuck paying much higher premiums to keep the policy in force. Since many of them are retired, they find it hard to shell out more. If you’re in that situation, you do have …

eHeziIs Your Universal Life Insurance Policy about to Crash? What to Do If It Is.
By SHOMARI HEARN (CFP®) (EA)

Kashoggi In Context
By By LARRY M. ELKIN, CPA, CFP®

eHezi Governance, History, International, Law, People, Politics Leave a Comment

FT. LAUDERDALE, FL — October 25, 2018 — Someone in Saudi Arabia – and most of the available information points to the crown prince, who is the country’s real power center – dispatched a hit squad to murder a dissident commentator inside the country’s consulate in Istanbul. This much is clear. The question now is: What to do about it? …

eHeziKashoggi In Context
By By LARRY M. ELKIN, CPA, CFP®

Puerto Rico Invites A Write-Off
By LARRY M. ELKIN, CPA, CFP®

eHezi Archives, Business, Community, Economic Development, Environmental, Finance, Governance, History, National Leave a Comment

Puerto Rican officials recently released a report saying that nearly 3,000 people died as a result of Hurricane Maria. Many people are upset, although few are surprised, at the revelation that the storm cost many more lives than official estimates reflected. You may have had to look harder to find another headline about Puerto Rico a few weeks earlier, since …

eHeziPuerto Rico Invites A Write-Off
By LARRY M. ELKIN, CPA, CFP®

The Era of Celebrity Mutual Fund Managers Is Over: Look for a Great Team Instead
By PAUL JACOBS (CFP®)

eHezi Community, Finance, History, National, People Leave a Comment

Funds that Hitch Their Wagon to a Star Are Too Risky The era of celebrity mutual fund managers is over. A few titans retired with their reputations intact, but many have been shown to have feet of clay. Even in this era of indexing, there’s still a place for active management for a certain part of your portfolio. But don’t …

eHeziThe Era of Celebrity Mutual Fund Managers Is Over: Look for a Great Team Instead
By PAUL JACOBS (CFP®)

Follow These Guidelines to Draft a Harmonious Prenuptial Agreement
By LARRY ELKIN

eHezi Community, Finance, Law, National, New York State, Westchester County, NY Leave a Comment

Focus on Key Financial Issues and Keep it Simple   Not every couple needs a prenuptial agreement, but some do. I recommend a prenup when: • One or both partners already have a child. • One fiancé or both have a business, or have or expect to get shares of a family business. • One or both enter the marriage …

eHeziFollow These Guidelines to Draft a Harmonious Prenuptial Agreement
By LARRY ELKIN

Four Big Retirement Threats and How to Protect Yourself
By THOMAS WALSH CFP©

eHezi Education, Finance, National, New York State, People, Westchester County, NY Leave a Comment

Four big expenses can wreak havoc with your retirement. Here are our big expenses to consider and how to best prepare for them. Threat: Premature death of a spouse and resulting loss of Social Security and/or pension income Going from two Social Security checks to one can cause a significant drop in income. So can the loss of a private …

eHeziFour Big Retirement Threats and How to Protect Yourself
By THOMAS WALSH CFP©