Current Commentary: How Everyone Came To Have A Second Mortgage BY Larry M. Elkin

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A quarter-century ago, only someone in desperate need of cash would take a second mortgage. Then Congress changed the tax rules, and today, millions of Americans have “home equity” lines. Banks are losing $30 billion a year on these products, and untold thousands of families stand to lose their homes to foreclosure. Is this another example of a law’s unexpected consequences? …

eHeziCurrent Commentary: How Everyone Came To Have A Second Mortgage BY Larry M. Elkin

Current Commentary: Creative Financing For Uncle Sam BY Larry M. Elkin

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Check the national debt clock: Our federal debt is $13.3 trillion, next year’s budget is $1 trillion in the red, and we have unfunded commitments for Social Security, health care and other programs as far as the eye can see. Is the United States already insolvent? Yes, according to a recent Bloomberg column by Boston University economics professor Laurence J. Kotlikoff. After …

eHeziCurrent Commentary: Creative Financing For Uncle Sam BY Larry M. Elkin

Letter to the Editor: Ephemeral “Meeting” BY Ed Krauss

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Resuming peace talks with a Palestinian "partner' who doesn't have the "juice' to live up to any agreement he makes withIsrael is a waste of time. The Palestinian "partner" who can live up to an agreement will only agree to the total destruction of Israel. The conundrum is too complex for Solomon. The solution here, is 'drown the baby," cutting it in …

eHeziLetter to the Editor: Ephemeral “Meeting” BY Ed Krauss

Current Commentary: Seeing The Forest, Losing Sight Of The Trees BY Larry M. Elkin

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A tall, handsome white ash tree shades the east side of our Vermont home. Its golden-brown autumn foliage contrasts with the reds of the sugar maples around it. Its ramrod-straight trunk reminds me of a favorite baseball bat, also ash, that I swung as a boy. This tree should outlive me by many years, but it probably won’t. Every ash …

eHeziCurrent Commentary: Seeing The Forest, Losing Sight Of The Trees BY Larry M. Elkin

Current Commentary: A Government Regulation That Works, So Far BY Larry M. Elkin

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Federal regulators cannot solve every problem of modern life, but that does not mean that well-targeted rules cannot solve any problems. Case in point: airline passengers who become airline hostages during extended ground delays.

eHeziCurrent Commentary: A Government Regulation That Works, So Far BY Larry M. Elkin

Current Commentary: MoveOn Targets Target, And Free Speech BY Larry M. Elkin

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The liberal advocacy group MoveOn.org believes in freedom of speech for everyone, with the exception of anyone who backs Republican or conservative causes with corporate money. So when Target Corp. recently got involved in politics, MoveOn made a target of Target. MoveOn’s call for a national consumer boycott against the retailer is an obviously self-serving, demagogic attempt at commercial intimidation. It is …

eHeziCurrent Commentary: MoveOn Targets Target, And Free Speech BY Larry M. Elkin

Does The Supreme Court Need Reserve Players On The Bench? BY Larry M. Elkin

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A standing-room-only crowd filled the courtroom of Ninth U.S. Circuit Court of Appeals recently when retired Supreme Court Justice Sandra Day O’Connor appeared there to help decide three Montana cases. Although it is rare to see a former member of the nation’s highest court fill in on a lower court panel, it is not unusual in the federal court system for …

eHeziDoes The Supreme Court Need Reserve Players On The Bench? BY Larry M. Elkin

Bank of Mom and Dad Offers Great Rates By Jonathan Bergman

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Banks are being criticized both for insufficient lending and for making too much profit. While some of these claims are dubious, there is one bank indisputably offering ultra-low rates with potentially high lending capacity: the Bank of Mom and Dad. Loaning money to children, whether adolescents or adults, is a valuable way to increase family wealth, provide opportunity and avoid …

eHeziBank of Mom and Dad Offers Great Rates By Jonathan Bergman

Current Commentary: In Hot Pursuit of Publicity BY Larry M. Elkin

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Teams are in place in 35 Brazilian cities, ready to launch as soon as any of 50 global positioning devices begins to move. Technicians can follow the signal and arrive at any house in the country within days, sometimes hours. “They may get to your house as soon as you do,” said Fernando Figueiredo, the head of the operation.

eHeziCurrent Commentary: In Hot Pursuit of Publicity BY Larry M. Elkin

Current Commentary: Night of the Grizzlies BY Larry M. Elkin

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Scarsdale, NY, August 12, 2010 — Exactly 43 years ago, on a hot August day much like this one, two young women with summer jobs at Glacier National Park set off on camping trips from which they never returned. By sunrise the next morning, college students Julie Helgeson, from Albert Lea, Minn., and Michele Koons, from San Diego, were dead …

eHeziCurrent Commentary: Night of the Grizzlies BY Larry M. Elkin